As inflation rises, so are home insurance premiums at double the rate. In recent news, home insurance rates in places such as Arkansas have increased by 18.1%, and Washington and Colorado by 17.5%. Oklahoma has the most significant premium increase at a $257 average premium. From May 2021 to May 2022, the price of goods and services has increased by 8.6%. In correlation, home insurance has also increased its costs, with over 13 states seeing average premium increases over 50

Running a retail business, whether it’s a boutique, department store, or any other type of retail operation, involves managing numerous risks and challenges. Fulcro’s STACK initiative is designed to help you navigate these risks with tailored, pre-packaged insurance solutions. Our all-lines insurance specialists are committed to creating specialized and effective policies that meet your specific […]

Running a restaurant or bar can be incredibly rewarding, but it also comes with its fair share of challenges, including managing risks and liabilities. Amidst the demands of the industry, prioritizing insurance is crucial. Fulcro’s STACK initiative offers a streamlined solution by providing pre-packaged insurance policies tailored specifically for the restaurant and bar industry. These […]

Surety Bonds provide financial security and construction assurance.

Surety Bonds provide financial security and construction assurance.

Proper training in safety procedures can save your business money & prevent risks in the workplace.

Learn more about the different types of policies all restaurants should have to protect their business, patrons & employees.

No industry is safe from injuries & hazards and the food service industry is no exception, being one of the highest-risk environments.

Have you ever caught yourself wondering why your business’ premium changes over time? Odds are you understand why your auto insurance premium changes: as you age and become a less risky driver, your insurer is exposed to less risk, and your rates drop as a result. But what drives premiums for bars and restaurants […]

Picture this: it’s Friday night and everything’s going smoothly in your restaurant or pub. But then something happens: at first, the lights flicker, then they go out altogether. Your business suffered an electrical short. The kitchen is dark and the POS systems are down. You don’t even want to think about the inventory in the […]

Recommendations you should follow in case you suffer damage or loss from a hurricane.

Even the best home insurance won’t pay for every kind of hurricane damage.

With the peak of hurricane season upon us, here are some valuable safety and preparation tips to follow before and during a flood.